I went to several Mortgage brokers; specifically RBC, the bank that I've been with for 10 years, and Remax where my cousin works at to get my mortgage approved. Even though I had a decent amount of downpayment along with my husband stable in come, no one could get us any better rate and mortgage approvals. Until my friends and his family members, who also got their services from Vu Le team and got their houses, refered the Team to us. We were lucky enough to have Kurtman Lee helping us all the way with the Mortgage and I am glad we did. He's the best, a very friendly & professional guy. He's very knowledgeable, always being there for us to answer any questions or concern since we knew nothing about Mortgage, helping us to find the best rate , locking down it down and showing us the different options to choose out there and what steps to do especially in this pandemic covid 19 situation. Now we are really happy being in our new place. Thanks a lot to him. Definitely 100% recommend Kurtman & his Clear Trust Mortgages team. Trust me, you wouldn't regret. Wish you all the best and take care Kurtman K & L Cheers.